Your AI knows everything.
Except your money.

Found 6 subscriptions you haven't used in 60+ days: Netflix ($15.49), Spotify ($10.99), 2 streaming apps ($23), unused gym ($29), cloud storage ($14). Potential savings: $92/month.

Foreign fees: $127.40 across 11 transactions. Recurring ≥$20: 9 charges, $214/month. Duplicate charge found: Delta Airlines billed twice on 03/12 ($860 each).

Revenue: $48,200. Operating expenses: $22,900. Internal transfers: $9,400 (excluded). Margin: 52%. CSV ready, 287 lines, accountant format.

Total: $212,000. Allocation: ETFs 38%, stocks 27%, bonds 18%, cash 11%, crypto 6%. Best performer (12m): ETFs (+11.4%). Chart rendered below.

Done. Every Friday at 6pm I query your banks, compare against the last 2 months average and send you a summary of what fell outside the pattern, category, bank and how much it varied. No need to open the chat: the report arrives on its own.

Your worst quarter was Q1 2025, revenue of $18,400, a 38% drop vs. Q4 2024. Two clear causes: no invoices issued between Jan 1–15 and three recurring clients with no payment in February. The pattern repeats in Q1 2024 (−29%). January is structurally your weakest month, worth provisioning cash in Q4.

I identified 3 recurring payers with systematic delays. Client A: 18 days late on average, $3,200/month. Client B: 11 days, $1,800/month. Client C: paid on time only once in the last 6 months, $950/month. Together they represent $5,950/month, worth renegotiating the due date or charging contractual interest.

Found 6 subscriptions you haven't used in 60+ days: Netflix ($15.49), Spotify ($10.99), 2 streaming apps ($23), unused gym ($29), cloud storage ($14). Potential savings: $92/month.

Foreign fees: $127.40 across 11 transactions. Recurring ≥$20: 9 charges, $214/month. Duplicate charge found: Delta Airlines billed twice on 03/12 ($860 each).

Revenue: $48,200. Operating expenses: $22,900. Internal transfers: $9,400 (excluded). Margin: 52%. CSV ready, 287 lines, accountant format.

Total: $212,000. Allocation: ETFs 38%, stocks 27%, bonds 18%, cash 11%, crypto 6%. Best performer (12m): ETFs (+11.4%). Chart rendered below.

Done. Every Friday at 6pm I query your banks, compare against the last 2 months average and send you a summary of what fell outside the pattern, category, bank and how much it varied. No need to open the chat: the report arrives on its own.

Your worst quarter was Q1 2025, revenue of $18,400, a 38% drop vs. Q4 2024. Two clear causes: no invoices issued between Jan 1–15 and three recurring clients with no payment in February. The pattern repeats in Q1 2024 (−29%). January is structurally your weakest month, worth provisioning cash in Q4.

I identified 3 recurring payers with systematic delays. Client A: 18 days late on average, $3,200/month. Client B: 11 days, $1,800/month. Client C: paid on time only once in the last 6 months, $950/month. Together they represent $5,950/month, worth renegotiating the due date or charging contractual interest.

Found 6 subscriptions you haven't used in 60+ days: Netflix ($15.49), Spotify ($10.99), 2 streaming apps ($23), unused gym ($29), cloud storage ($14). Potential savings: $92/month.

Foreign fees: $127.40 across 11 transactions. Recurring ≥$20: 9 charges, $214/month. Duplicate charge found: Delta Airlines billed twice on 03/12 ($860 each).

Revenue: $48,200. Operating expenses: $22,900. Internal transfers: $9,400 (excluded). Margin: 52%. CSV ready, 287 lines, accountant format.

Total: $212,000. Allocation: ETFs 38%, stocks 27%, bonds 18%, cash 11%, crypto 6%. Best performer (12m): ETFs (+11.4%). Chart rendered below.

Done. Every Friday at 6pm I query your banks, compare against the last 2 months average and send you a summary of what fell outside the pattern, category, bank and how much it varied. No need to open the chat: the report arrives on its own.

Your worst quarter was Q1 2025, revenue of $18,400, a 38% drop vs. Q4 2024. Two clear causes: no invoices issued between Jan 1–15 and three recurring clients with no payment in February. The pattern repeats in Q1 2024 (−29%). January is structurally your weakest month, worth provisioning cash in Q4.

I identified 3 recurring payers with systematic delays. Client A: 18 days late on average, $3,200/month. Client B: 11 days, $1,800/month. Client C: paid on time only once in the last 6 months, $950/month. Together they represent $5,950/month, worth renegotiating the due date or charging contractual interest.